Web3 Wallet & Payment Gateways

BitgoLabs engineers seedless Web3 wallets, embedded payment experiences, and scalable crypto transaction infrastructure powered by account abstraction, MPC security, and multi-chain connectivity. From SaaS billing and global payroll to e-commerce checkout and neobank integrations, our solutions deliver seamless digital asset payments designed for real-world adoption.

BitGoLabs is a specialist crypto wallet development company engineering the full spectrum of Web3 wallet and payment gateway solutions. Smart contract wallets (ERC-4337 Account Abstraction) eliminate seed phrases entirely, replacing them with social login (Google, Apple, email), biometric authentication (Face ID, fingerprint), and smart recovery mechanisms — making Web3 accessible to mainstream users without technical knowledge. MPC (Multi-Party Computation) wallets distribute private key shards across multiple secure parties, eliminating single-point-of-failure key exposure while maintaining non-custodial security guarantees required by enterprise and institutional clients. Embedded wallets integrate seamlessly into mobile apps and web platforms, giving your users a native wallet experience without redirecting to MetaMask or external providers — ideal for gaming platforms, DeFi apps, and consumer fintech products. Crypto payment gateways support multi-currency acceptance (BTC, ETH, SOL, USDT, USDC, and 50+ tokens), automatic fiat conversion at checkout via integrated on-ramp partners (Transak, MoonPay, Ramp), and instant stablecoin settlement for merchants wanting price stability. Mass payout APIs enable bulk crypto salary distribution, contractor payments, royalty splits, and affiliate payouts to thousands of recipients in a single batched transaction — reducing gas costs by up to 80% versus individual transfers. White-label crypto payment solutions allow businesses to brand the entire wallet and checkout experience under their own identity while BitGoLabs handles the underlying infrastructure.

BitGoLabs engineers Web3 wallet and crypto payment platforms through a security-first development process designed for mainstream adoption and regulatory compliance. Wallet architecture design begins by choosing the right custody model: fully non-custodial (user controls keys), MPC-secured (shared key management), or smart contract account abstraction (policy-programmed wallet logic). For consumer applications, we recommend ERC-4337 AA wallets with social recovery — eliminating the #1 barrier to Web3 adoption (seed phrase management) while preserving decentralization. Development covers the smart contract wallet logic (EntryPoint contracts, Paymaster contracts for gas sponsorship, wallet factory contracts), the authentication layer (WebAuthn passkeys, OAuth 2.0 social login), and the transaction signing SDK deployed in the mobile or web frontend. Payment gateway development integrates crypto checkout widgets (embeddable React components), webhook notification systems for payment confirmation, automated settlement triggers, and merchant dashboard analytics showing real-time transaction volume, conversion rates, and currency breakdowns. Compliance infrastructure includes optional KYC verification flows, AML transaction monitoring (Chainalysis, TRM Labs integration), tax reporting exports, and GDPR-compliant data handling. Our wallets are deployed on Ethereum, Base, Polygon, Solana, BNB Chain, and any EVM-compatible network. All smart contracts are audited before production deployment.